Branch Manager
Full time @Muthoot Fincorp Limited posted 2 months ago in Operations Shortlist Email JobJob Detail
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Job ID 7089
Job Description
Branch Business Manager – Secured & Unsecured Lending Business
Job Description
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 Job Specification
1
Company Name
:
Muthoot Fincorp Limited
2
Position / Designation
:
Branch Business Manager – Secured & Unsecured Lending Business
3
Grade
:
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4
Employment Type
:
All Employment Type
5
Reporting to –Â
Designation & Grade
:
State Business Manager – Secured & Unsecured Lending Business
6
No. of Reportees,
Designation & Grade
:
5 RMs / BSMs; 1 Collections Officer
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7
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Main Tasks & Areas of Responsibility
:
- Lead & Motivate team of RO/RM/BSMs to build to Overachieve Monthly / Quarterly / Half Yearly / Annual Business Budget
- Own & resolve the early mortality, delinquencies and NPAs from new sourcing and existing portfolio.
- To find new micro markets and empanel good quality referral partners to scale up Micro LAP business & Gold backed secured business loan (Suvarna)
- To liaison with Credit, Subject Matter Experts at different levels to clear customers’ loan proposals for faster decisioning
- To Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health & Life.
- To Be the Face of SULB Muthoot Fincorp for that Location for all practical purposes.
- To Constantly look out for opportunities for improve customer experience by giving inputs to the Sr. Management for addressing the unmet needs of the customer.
- To Watch closely the Competition activities and report the same to the Zonal and National teams.
- To Work closely with Muthoot Fincorp branches for smoother disbursement of Gold backed Secured Loans and their safekeep.
- To Attract & Retain High Performers in the Team.
- To Retain existing live loan customers.
- To effectively liaison with law authorities for resolving conflicts if any.
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8
Skills and Exposure
:
- A result oriented individual with Positive Mental Attitude with Integrity, willing to put hardwork.
- Proven ability to Recruit and Retain high performing RO/RM/BSMs.
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- Atleast 5 years experience in  leading a team of Sales Exectives, Team Leaders, with atleast 2 years of Onroll team members.
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- Having good working knowledge on Lower & Middle Income Customer Segments, having worked in similar role in an Affordable Housing or NBFC, with minimum 2 years of similar exposure.
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- Â Excellent interpersonal and verbal communication skills
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- Ability to Work & Deliver business targets under pressureÂ
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- Working knowledge of Collections/ Recoveries.
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- Be Accountable for Portfolio Quality of the Location.
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Special Requirements (If any)
:
 Direct team managing experience mandatory
Working knowledge of Affordable Home Loans / Micro LAP business exposure, preferable.
10
Job Location / State
:
Telangana, Andhra Pradesh, Tamil Nadu, Rajasthan, MP, Gujarath, Delhi, Karnataka , Rajasthan, Uttar Pradesh,Â
11
Compensation Band
:
As per policy
12
Entitlements
:
As per policy
13
Stake Holders
:
Should be able to manage multiple stakeholders and collaborate with State, Zonal, National teams
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15
Educational Qualification / Technical Certification
:
Any UG/PG or MBA
16
Skill Sets
:
Experience in Home Loans / Mortgages, with team handling skill sets.
17
Communication Skills
:
Good oral, written and presentation skills
18
Experience
:
5+ years of overall experienceÂ
19
Behavioral Competencies
:
Uncompromising ethical standards and discipline expected
20
Other Requirements (If any)
:
–
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Required skills
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